Welcome to AIFA.AI, a service provided by Amanie Islamic Finance Academy (AIFA) of Amanie Academy Sdn Bhd. These Terms of Service (“Terms”) govern your use of AIFA.AI and any related services provided by AIFA. By accessing or using AIFA.AI, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use AIFA.AI.

1. Use of AIFA.AI
1.1. Eligibility: You must be at least 18 years old to use AIFA.AI. By using AIFA.AI, you represent and warrant that you are at least 18 years old.
1.2. License: Subject to these Terms, AIFA grants you a limited, non-exclusive, non-transferable, and revocable license to use AIFA.AI for your personal, non-commercial use.
1.3. Prohibited Conduct: You agree not to engage in any of the following prohibited activities:

• Violating any applicable laws or regulations.
• Interfering with or disrupting the operation of AIFA.AI.
• Attempting to gain unauthorized access to any part of AIFA.AI.
• Impersonating any person or entity or falsely stating or otherwise misrepresenting your affiliation with a person or entity.
• Uploading or transmitting viruses, worms, or any other malicious code. 

2. User Content
2.1. Ownership: You retain ownership of any content you submit, upload, or display on AIFA.AI (“User Content”). By submitting User Content, you grant AIFA a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, adapt, publish, translate, distribute, and display such User Content.
2.2. Responsibility: You are solely responsible for the User Content you submit on AIFA.AI. You agree not to submit any User Content that is unlawful, defamatory, obscene, or infringes upon the rights of any third party.

3. Privacy
3.1. Privacy Policy: Your use of AIFA.AI is subject to our Privacy Policy, which outlines how we collect, use, and disclose your information. By using AIFA.AI, you consent to the collection and use of your information in accordance with our Privacy Policy.

4. Intellectual Property
4.1. Ownership: AIFA retains all rights, title, and interest in and to AIFA.AI, including all intellectual property rights.
4.2. Trademarks: All trademarks, service marks, logos, and trade names displayed on AIFA.AI are the property of AIFA or their respective owners. You agree not to use or display any trademarks without the prior written consent of AIFA or the respective owner.

5. Termination
5.1. Termination by AIFA: AIFA may suspend or terminate your access to AIFA.AI at any time without prior notice if you violate these Terms or engage in any prohibited conduct.
5.2. Effect of Termination: Upon termination of these Terms, all licenses granted to you will immediately terminate, and you must cease all use of AIFA.AI.

6. Disclaimer of Warranties
6.1. No Warranty: AIFA.AI is provided “as is” and “as available” without any warranties of any kind, whether express or implied. AIFA does not warrant that AIFA.AI will be uninterrupted or error-free, or that any defects will be corrected.

7. Limitation of Liability
7.1. Limitation: In no event shall AIFA or its affiliates be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of AIFA.AI, whether based on warranty, contract, tort (including negligence), or any other legal theory.

8. Governing Law
8.1. Applicable Law: These Terms shall be governed by and construed in accordance with the laws of Malaysia.

9. Changes to Terms
9.1. Modification: AIFA reserves the right to modify or update these Terms at any time without prior notice. Any changes will be effective immediately upon posting the revised Terms on AIFA.AI.

10. Contact Us
10.1. Questions: If you have any questions about these Terms, please contact us at admin@aifa.biz.
By using AIFA.AI, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, please refrain from using AIFA.AI.